Skip to main content

Terms of Use

Last Updated: 01.01.2025

1. Acceptance and Approval

By using this website, you are deemed to have accepted the following terms of use. If you do not accept the terms, please do not use the site.

2. Scope of Service

OzcanKutlu website provides accounting and financial calculation tools.

The calculation tools provided are for informational purposes only and do not replace professional consultation.

Calculation Results:

  • May vary depending on the data you enter.
  • May be affected by legislative changes.
  • Are not binding in official transactions.

You must consult with a financial advisor or expert for definitive results.

3. User Obligations

When using the site, you agree to comply with the following rules:

  • Enter accurate and up-to-date information.
  • Not use for illegal purposes.
  • Not compromise site security.
  • Respect intellectual property rights.

4. Intellectual Property Rights

All content, design, code, and calculation algorithms on this website belong to OzcanKutlu and are protected by copyright.

The following are prohibited without permission:

  • Copying or reproducing content.
  • Reverse engineering calculation algorithms.
  • Using for commercial purposes.
  • Publishing on other sites.

Personal use and sharing for reference purposes are excluded from this restriction.

5. Liability Limitations

Although OzcanKutlu strives to ensure the accuracy of calculation tools, it does not accept liability for the following:

Matters Not Guaranteed:

  • 100% accuracy of calculation results.
  • Instant reflection of legislative changes.
  • Uninterrupted operation of third-party services.

OzcanKutlu cannot be held liable for damages arising from decisions made based on calculation results.

6. Third-Party Services

Third-party services such as Google Analytics are used on our site. These services have their own privacy policies and terms of use.

7. Changes

OzcanKutlu reserves the right to change the terms of use without prior notice. Changes take effect immediately upon publication on this page.

8. Applicable Law and Jurisdiction

These terms of use are subject to the laws of the Republic of Turkey. Turkish courts have jurisdiction in disputes.

9. Contact

For questions about the terms of use:

📧 Email: ozcankutluweb@gmail.com

Financial Calculation Tools

IFRS

IFRS 16 Lease Calculation

Quickly perform IFRS 16 and TFRS 16 compliant lease calculations. Generate amortization schedules, download right-of-use asset reports in PDF or Excel format.

IFRS

IFRS 9 Expected Credit Loss (ECL) Calculator

Calculate IFRS 9 / TFRS 9 ECL with the simplified approach for trade receivables or the general 3-stage approach for loans. Provision matrix, journal entry and Excel export.

IFRS

Deferred Tax Calculator for Turkey 2026 (IAS 12)

IAS 12 / TMS 12 financial reporting computation: temporary differences, tax base (VUK), deferred tax asset (DTA) and liability (DTL). DTA recognition and offset are not automatic; not a tax return or definitive accounting entry.

Turkey

Gross-to-Net Salary Calculator in Turkey 2026

2026 Turkey gross-to-net / net-to-gross salary estimate: SGK, income tax, stamp; normal and retired (SGDP). Estimate only; not an official payslip.

Turkey

Employer Cost Calculator in Turkey 2026

Estimate the 2026 employer cost of the gross salary, or the staff cost from net pay, in Turkey with SGK incentives.

Turkey

Maternity Leave Calculator for Turkey 2026

Calculate maternity leave dates for Turkey in 2026 and estimate the SGK maternity temporary incapacity benefit using 12-month PEK and 90/180-day rules.

Turkey

Severance Pay Calculator for Turkey 2026

Estimate net severance in Türkiye using the 2026 cap and dressed gross wage. First and last working days count; under 365 service days the amount is zero. Not an eligibility ruling.

Turkey

Freelance Receipt (SMM)

Calculate your freelance receipt (SMM) with 2026 current withholding and VAT rates. Report and download gross, net and withheld amounts within seconds.

Turkey

Receivable Interest Calculator

Calculate Turkish statutory interest, commercial default interest, TCC 1530 late payment interest, rediscount/advance interest and highest deposit interest with official period-based rates.

Turkey

Turkey Tax Late Interest and Surcharge Calculator 2026

Turkey estimator for the 6183 late-payment surcharge, VUK 112 interest on additional assessment and VUK 371 voluntary-disclosure surcharge, using the dated GİB rate schedule. Preliminary only.

Turkey

Sole Proprietorship vs Limited Company Tax Comparison

Compare 2026 income tax, corporate tax, and dividend withholding.

Turkey

Loan Calculator

Calculate housing, vehicle and consumer loans with 2026 current interest rates. View monthly installment amounts including KKDF and BSMV and total repayment cost instantly.

Turkey

Current Account Statement Reconciliation (AI Assisted)

Match PDF, Excel, and Word statements across different layouts. Analyze date, amount, description, and debit-credit gaps with AI.

Turkey

Balance Sheet and Income Statement Builder

Prepare a balance sheet and income statement with Turkey’s Uniform Chart of Accounts (TDHP). Review automatic financial analyses and export to Excel.

Turkey

Automatic Cash Flow from General Ledger

Upload an Excel/CSV ledger and build a cash-flow statement in both MSUGT (A–E) and IAS 7 / BOBİ FRS (operating, investing, financing) formats. Compare with a prior period and export to Excel. Your file is processed in your browser, never uploaded.

Blog Posts

BLOG

Severance Pay Calculation in Turkey (2026): 5 Common Mistakes

Severance pay does not arise on every termination. See the 2026 ceilings, final gross wage including qualifying regular benefits, eligibility rules and notice-pay differences with examples.

BLOG

Company Types in Turkey: Sole Proprietorship, LLC or JSC (2026)

Compare sole proprietorship, limited company and corporation structures across tax, cost, liability and growth criteria.

BLOG

Young Entrepreneur Tax Exemption in Turkey (2026)

If you have not reached age 29 on the start date and the other statutory tests are met, up to TRY 400,000 of 2026 commercial, agricultural or professional profit is exempt from income tax. 4/B premium support was abolished.

BLOG

Company Formation in Turkey for Foreigners (2026)

2026 framework for foreign individuals and companies forming a limited şirket or anonim şirket in Turkey: capital, documents, tax, banking and work permits.

BLOG

Corporate Taxes in Turkey (2026)

In 2026, Turkish limited and joint-stock companies pay corporate income tax; VAT, withholding and stamp tax follow the transaction. A sole proprietorship is subject to income tax.

BLOG

Maternity Leave in Turkey 2026: Duration and SGK Benefit

A 2026 guide to maternity leave in Turkey covering 24/26-week periods, SGK maternity temporary incapacity benefit rules, the daily earnings formula and the 4/a–4/b distinction with official sources.

BLOG

7 Common Mistakes in Deferred Tax Accounting (2026)

Temporary differences, tax base, DTA/DTL recognition, discounting, presentation and offset mistakes under TMS 12 — with numerical examples.

BLOG

Company Formation in Turkey: 2026 Guide

Company formation in Turkey in 2026: company types, capital rules, MERSİS steps, required documents, costs, taxes and post-formation duties.

BLOG

Sole Proprietorship in Turkey: 2026 Setup Guide

Explains, with official sources, the right door for a sole proprietorship in Turkey, the VUK 10-day commencement notice, tradesman/trade registry, 2026 costs and 4/b Bağ-Kur rules.

Share: